Are you burdened by consumer debt that seems to linger endlessly? Do you dream of a future without the weight of high-interest credit cards and loans? If so, there may […]
Are you in need of extra cash for home improvements, debt consolidation, or other financial goals? Look no further than an FHA cash-out refinance. This mortgage option offered by the […]
What Is a Refinance? A refinance is a lending process that replaces a homeowner’s existing mortgage loan with a new mortgage loan in order to realize some tangible benefit for […]
This short IG video, titled “Refinancing Is Going To Be More Expensive Than Ever” was making the rounds on social media recently. We were getting questions, so I decided to […]
Please Don’t Get Pummeled With Phone Calls (Opt Out) I blogged a few weeks ago about borrowers getting pummeled (literally) with phone calls after they apply for mortgages. This is […]
An agent recently told us he only refers his clients to “one loan officer” because that loan officer “offers a ‘free’ refi to all of his clients in 6 months, […]
While going through chapter 13 bankruptcy, it can be a challenge to get your finances back on track. If you have an existing mortgage you’d like to refinance, it can […]
Inflation Is Here To Stay! (or not) After telling us that inflation was transitory or temporary for months in 2021, many if not most economists changed their tune and declared […]
A borrower reached out to me for a Home Equity Line of Credit (HELOC) recently, and I referred her to a local bank that we work with that offers the […]
We often see borrowers who are reluctant to refinance into a lower rate – even when the new loan will be “no cost” and save them hundreds of dollars every […]
Millennials are one of the largest demographics and have taken the housing market by storm. Millennials accounted for 38 percent of home purchases in 2020 and more than half of […]
QUICK ASIDE: NEED FOR SPEED REQUIRES COOPERATIVE ESCROW OFFICERS 😊 A frequent cause of delays for us is slow escrow officers who sometimes get openly hostile when we request info […]
Home values in the U.S. increased an average of almost 12% over the last 12 months, according to Zillow. But, in some markets – like Austin, TX – we saw […]
On Friday, I blogged about whether or not borrowers can roll their closing costs into their loans. Several savvy agents responded and pointed out that I forgot one more way […]
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