Your Trusted Guide for Mortgages & Real Estate
A property tax appeal is not just about challenging a number; it's about ensuring fairness in how your property is valued. If your home's assessed value is significantly higher than similar...
Property tax in Georgia is an ad valorem tax, meaning it's based on the assessed value of your property, including both the land and any structures on it. Local governments and the county tax...
There is no way we’re going to avoid a bad recession; things are worse than we’re being led to believe; and this time is not different. It’s just a matter of how long the Fed and our government...
A seasoned agent asked me these excellent questions today: Is there a different limit for a seller-paid “temporary rate buydown” vs seller-paid credit for closing costs? No, but see below...
The government does NOT print money. And even I perpetuate the myth that it does – as I often say that the government is going to “print” money to “monetize” our debt - because we will...
We have been getting an unusually large number of non-warrantable condos lately. There is much confusion about them, so I thought a blog about them would be helpful. A non-warrantable condo is a unit...
Fed Chair Powell spoke yesterday, and rates fell in response. A) Mr. Powell said they have no intention of raising rates; and B) He said the Fed is going to start buying more Treasuries in June ($35...
A hard credit pull or inquiry is when a lender checks a borrower’s credit in response to an application for additional credit. A soft pull is when an entity just wants to see someone’s credit...
On Friday, I blogged about using Lump Sum or Single Payment PMI to Make Transactions With Low Appraisals Work. And I got a ton of feedback, so I am following […]
Rolling credit card debt into a mortgage refers to the process of refinancing your existing home loan with a larger mortgage and using the extra funds derived from the increased loan amount to pay...
We’re using single payment PMI to save deals with low appraisals time and again. Single payment or lump sum PMI is not only extremely cheap – but it can also be financed or added on to the...
Struggling with credit card debt is a common but stressful experience for many. If you're looking for ways to avoid filing for bankruptcy protection due to credit card debt, you're not alone. By...
Charles Dickens famously wrote: “It was hottest of markets, it was the coldest of markets…” Or something like that. And – that is precisely what we are seeing across the 9 states in which we...
We have had young first-time homebuyer tech employees come to us wanting to buy $2 million+ homes with $400,000 to $500,000 down payments – and there were no major issues. […]
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